SmarTrove Investment Advisory provides fee only advice to our clients.We are independent of execution services and provide unbiased recommendations to our clients keeping their best interests in mind. We provide fiduciary advice with no strings attached.
SmarTrove Investment Advisory was founded in 2017 by Rajath Ottakandathil to provide fee only Investment Advisory services and promote financial literacy. Mr. Rajath Ottakandathil has done his Engineering from NIT, Calicut. He is an MBA with specialisation in Finance from NMIMS, Mumbai. He has an experience of 3+ years in portfolio valuation and market risk management. He is a CERTIFIED FINANCIAL PLANNERCM professional. He is also a certified Investment Adviser from National Institute of Securities Market (NISM).
Mr. Rajath Ottakandathil started his career at Tata Consultancy Services and worked there for 3 Years. Thereafter he worked as a Business Analyst in Market Risk Management at Intellect Design Arena Ltd for 3.5 yrs. He is now a Registered Investment Adviser ( Reg No. INA200008635 ) with Securities and Exchange Board of India.
To promote financial literacy and help clients achieve financial peace of mind
To become the most respected and sought after investment adviser in the country
In the initial meeting the client is explained about the financial planning process, fees charged and the client-adviser agreement.
This step involves collection of all relevant data pertaining to the client which will be necessary in providing investment advice, including the financial status of the client and their financial goals.
Risk profiling tool will be used to assess the risk tolerance of the client. The tool will collect the demographic details, income, past experience in investments, risk taking ability etc of the client. The results are discussed with the client and we arrive at a mutually agreed risk score.
The financial plan is prepared as per the data provided by the client and their risk profile. The plan is presented and explained to the client. Any changes required by the client are discussed and if necessary, incorporated.